Capitec, which has always played in both the entry-level and mid-market space, has continued to leverage its fixed-fee Global One account in this space, and again shows up the competitors in this. Capitec is also the only bank covered by Solidarity in this segment paying interest on accounts in this category, offering an interest rate of 2.25% per annum on a positive balance. Capitec Bank 1 Year Fixed Term Deposit: 7.92%: FNB 1 Month Fixed Deposit: 5.95%: Nedbank 1 Year Fixed Deposit: 7.44%: Investec 1 Month Fixed Deposit: 6.65%: Ask a. Best Fixed Deposit Rates for February 2021. Best 12 Month Rates for individuals younger than 55. rates last updated 26th February.
No one likes paying bank fees, so we do what we can to keep ours as low as possible. And we don’t do hidden costs. Ever! The fees below are effective as of 1 April 2018.
Salary cheque FREE
Non-salary cheque 40.35
Cash for loan repayment FREE
Notes (cash-accepting ATM) 96c per R100
Notes/Coins (branch2) R2.27 per R100
Special clearance cheque 100.88
Returned cheque deposi t131.14
Incoming international payment in rand (fixed fee)5 100.88
Incoming international payment in foreign currency5 100.88
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